Freelance writers know how hard it is to find good insurance products as independent businesspeople. We are very happy to offer a program that gives ASJA members one-stop access to the best individual products, guaranteed-issue medical indemnity plans, and a full program of other insurance discounts.

ASJA is teaming up with Bollinger Insurance, a widely respected independent brokerage located in Short Hills, NJ, to provide access, information, and new coverage options for our members. What's new here are alternatives: New and different choices for coverage that may be better, more accessible, or more affordable than what you already have. Very competitive individual plans are now available in all 50 states. Additionally, ASJA members have access to a wealth of other benefits including Medicare Supplement and Advantage plans, Discount Dental, Vision and Pharmacy plans, Short Term Medical Insurance, Telephonicá Doctor Visits and several Life Insurance options.

We can't guarantee coverage and everyone must consider his or her own situation carefully. It's very important to note that what's available in one area may not be available in another; rates may vary by individual even for the same plan; medical underwriting for the traditional plans means it is possible to be rated up or declined altogether based on your medical history. An alternative may be our NEW medical indemnity plans, presenting an important option for people with existing medical conditions who find it hard to get traditional insurance. These limited-coverage plans, available in more than 40 states and come in three different packages to suit your individual needs.

For general good health, good dental care is critical. We are proud to offer DentaCert Dental Plans through the National Way Healthcare Association (NWHA). Individuals and families can save hundreds of dollars annually on routine dental care. We have three affordable plans to choose from, up to $1500 annual maximum benefit. These dental plans let you use your own dentist, or realize maximum benefits by using a dentist from the Dentamax network.

The best part is, when you call or securely submit your information about any benefit, your request remains protected from others that would attempt to contact you about your health and wellness benefits. YouÆll only speak with agents directly associated with our program. Any additional inquiries you make will be on an opt-in basis and you can track your requests using our ASJA member concierge portal.

Please note that access to these benefits and services are restricted for ASJA members only. If you are currently a member, please sign in to gain access to your áhealth and life offerings.

For more information on our benefits and membership, please contact Alexandra Owens, ASJA Executive Director: director _AT_ asja.org

Posted 2011-01-04